In exploring paths to prosperity, I’ve been diving deeper into the habits and practices that can contribute to sustainable riches and a delicious life. With the advent of AI and other automation tools and technology, there are more paths to wealth than ever before!

Of course, in the path to wealth, there are as many hinderances as there are opportunities. Knowledge gaps, lack of time, inadequate resources, and a number of other stumbling blocks present significant challenges to people attempting to reach their financial goals. But, even in the absence of barriers, some people still struggle with reaching their financial goals. What gives?

I suspect that the main issue that some people have is that they struggle with being “disciplined”. They aren’t able to commit to hard (or easy) actions on a regular, consistent basis. This is similar to the aversion some people have to the term “budget” (which I’ve discussed in a previous post). They find themselves easily discouraged when they are inconvenienced or misdirected from their path. Also, “discipline” as a concept may feel uncomfortable. It may trigger emotions like inferiority, shame, frustration, or inadequacy, especially in cases where the figures from their childhoods that embodied “discipline” were harsh, critical or not particularly nurturing (insert caregiver trauma here).

In the spirit of redefining personal finance, perhaps a new term is the best solution. Perhaps, instead of “discipline”, we can try framing this dedication as devotion. Much like religious adherents that love the sacrifice that comes with their service, we can view our consistent actions as an act of devotion to our future selves and the future reality that awaits us if we just stay the course.

When discussing wealth generation strategies, most of the conversations tend to glamorize quick wins over the long game. The myth of “Sudden Wealth” is a pervasive one, and, by focusing on fast money, anything that occurs in the inverse (such as quiet, incremental growth) is seen as boring, difficult and unsatisfying. Including the topic of “discipline” in these conversations just further highlights the disdain many people have towards consistent work. However, when reframed as devotion, the conversation takes on a very different energy. The quiet power that comes from incremental devotion isn’t boring, it’s mysterious; it isn’t difficult, it’s an exhilarating experiment. Incremental devotion isn’t unsatisfying: it’s a fire that grows from a flicker to an inferno. Like compound interest that grows over time, incremental steps rooted in devotion to our future selves are small at the beginning but become monumental over time. The route of incremental devotion eliminates the need for intensity, since consistency and time do most of the heavy lifting.

Speaking of the “boring” and unappealing nature of discipline . . . Discipline tends to be associated with rigidity, and most people are averse to anything too rigid. On the other hand, devotion can be fluid and even sensual: it’s easy to take a necessary task and add elements of beautiful rituals to it. One of my favorite ways to make my devotion feel more like a ritual is to set up my desk before working on anything related to business. I usually light a gorgeous scented candle, put on a piece of jewelry or an article of clothing that symbolizes what I’m working on (as I type this, I’m wearing a soft red top that always makes me feel divine and polished), and put on some music that matches the mood I want to invoke (rainforest sounds, gentle chimes, success subliminals, and classical music are great places to start). The most important part of connecting rituals to devotion is to treat the task as something sacred and nonnegotiable, which are terms that can also be used to describe (you guessed it) discipline.

At the heart of devotion is a positive feeling of self worth. Even the most perfect plans and the most disciplined person will abandon their work if their don’t believe they are truly worthy of the goal they desire. Staying devoted is easier to do when you feel worthy of the wealth, ease and abundance you’re creating. Daily affirmations, mirror work, journaling, and other self concept practices can help with identity shifting. From that newly shifted space, it is much easier to stay devoted and cultivate consistent practices that will create the life you desire.

When I began this conversation, I stated how there are more opportunities to build wealth than ever before. However, along with opportunity comes another issue. The same internet that provides wealth-building access also floods us with distractions, comparison traps, and “shiny object syndrome.” And, unfortunately, discipline “punishes” us for falling into distraction, instead of gently refocusing us and encouraging us. Devotion requires discernment — staying loyal to your path and not being seduced by every new tactic, course, or platform. While discernment may take some time and experience to develop, devotion doesn’t have the harshness of a stern disciplinarian: it warmly invites us to return to our goals sooner rather than later.

Following the path of devotion has been a sweeter experience than the road of discipline. I invite you all to try devotion instead of discipline, and let me know how it works for you. I’d love to hear your thoughts in the comments below!