personal finance

End Of The Year Financial Tips: How To “Winter” Your Finances

During this holiday season, it can be easy to forget that there are financial activities that we can do to set the groundwork for the year ahead. The life we want to live in 2026 is the life we prepare for now, in 2025. For this reason, I highly recommend doing a few winter activities to prepare your finances for the prosperous seasons ahead.

We have to remember that winter is the perfect season for strategizing and preparing. When many activities slow down or close due to the colder weather, we find ourselves indoors, with more time to work on activities we may have neglected when we were outside and living well. So during the winter, we can focus on our financial strategies, keeping in mind that we’re not focusing on speed. Rather, we’re building systems and protocols for financial strength, clarity, and structure.

To start, take a little (or maybe a lot of) time to audit without emotion. We need to take the time to look at our finances clearly, calmly and without shame. Remember, there is NO place for shame in our finances: we only need to focus on making great decisions moment by moment as we go forward. Auditing without emotion can help us identify money leaks, overspending patterns, weak systems and outdated obligations. Clarifying our money status is a beginning step for aligning with wealth.

Next, we need to fortify the essentials. This looks like laying the groundwork, and strengthening current frameworks, that support our financial ecosystem. This can include bolstering our emergency fund, reviewing and updating our insurances and other financial protection mechanisms, ensure that savings is automated, and clarify essential budget categories. Use this time to reinforce these financial containers before adding more money and more systems.

Then, we can turn our attention to reducing energetic drain. Remember that money follows energy. This is a good time to look back at the findings from the audit, and proceed to clean up whatever needs to be discarded. This is the time to cancel subscriptions, eliminate expenses that don’t serve us, cease engaging in any draining habits, and bring closure to any low quality commitments. The less noise we have, the more capacity we create. And capacity is needed before proceeding.

The next step is to clarify our priorities. I am a huge cheerleader for clarity: nothing fantastic can come from murky thoughts, so clarity is key when it comes to money. In the quiet of winter, we can hear our intuition clearly, and, using that intuition, we can align our actions and desires. At this phase, choose only 1 or 2 wealth priorities for the season. Too many priorities creates murkiness: 1 or 2 priorities is perfect for maintaining clarity. This also allows for precision that isn’t available when our energy and attention are split in too many directions.

Our next step is to prepare for spring expansion. While we enjoy and attune to winter’s energy, we also must keep in mind that these steps are our process to walk into spring confidently. Preparing for spring expansion includes steps like mapping out tax positioning in the upcoming year, pondering ideas regarding business structure or upgrades, pinpointing income goals, planning and structuring investment strategies, and identifying systems we will use for ease and expansion. A plain notebook for capturing all of these ideas and plans is all that’s needed to start.

The final step is probably my favorite, which is aligning the energy behind the numbers. This involves learning to regulate our nervous systems, honor our boundaries, and make decisions from clarity. Our mental state is where our financial reality begins, and we cannot create grounded wealth without grounded energy. Spend some time focusing on having the mental attitude of a financially successful person, and continue to align with this energy regularly.

Winter is a season of release and stillness, but it is not the death of our abundance. This season prepares us for sustainable prosperity. In this time, we can architect our next level with intention. We can build a life that our future selves can thrive inside, if we take the time to “winter” our finances.

If you need a quick reset for this winter season – something that will help you tap into the energy of the life you desire to lead – download the free booklet, the Sacred Winter Reset, and consider completing it before the end of the month. You’ll find some great tips in there, that will help tremendously with aligning with the energy of the season.

Thanks for reading and I’ll talk to you all soon!

Stay Safe: The Story of a Scam, Part 2

In my last blog post, I shared some of what I’d learned about Lightning Shared Scooter Company (LSSC), a pyramid scheme that stole millions of dollars from investors under the guise of a scooter installation and leasing company. After scrutiny from the FBI and customer complaints in more than 20 US states, LSSC shuttered its doors and vanished into thin air. When the company disappeared, so did many investors’ hard earned money.

In hindsight, I’m sure many of the participants in the scheme can identify multiple red flags that were always present. However, when in the throes of the excitement of generating income quickly, some of the usual caution is often disregarded. Some people who had been part of the company for a few years were earning the equivalent of an average US salary in less than two months’ time, and as a result, they probably didn’t ever stop to ask themselves, “Does any of this make sense?”

I want to be VERY clear: a pyramid scheme can only be effective if it causes participants to doubt their instincts. Even savvy investors can be scammed, as history has proven – time and time again – over the last 50 years. Nothing that I’m sharing should be interpreted as victim blaming, because the key to an effective scheme is sophisticated deceptive practices. NO fraudulent scheme can be effective if it’s obviously scammy, so naturally, victims may not identify the scam immediately. While I suspected the business was a scam as soon as I heard it, it was difficult to identify it as such when there are multiple people earning consistent profits from it over several years.

With that being said, here’s a list of some of the red flags, as well as ways to identify scams and schemes as they are presented to you.

  • Recent launch and request for individual investors instead of using institutional funds. Companies at the size and scale that LSSC claimed it was DO NOT seek random individuals to fund it. Companies that plan to expand and to set up an effective presence in a new country or market will use the banking structures of that country. And yes, crowd sourcing is an option for smaller companies, but even that is generally conducted on a third-party platform that offers some neutrality and security to investors.
  • Promise of a quick return of investment. The old adage, “If it sounds too good to be true . . . ” comes to mind.
  • Usage of a profit model that doesn’t look like any others that you’ve seen or experienced. Most compensation structures have already been created and tested: truly innovative models are as rare as hen’s teeth. If the profit model is new, then you should probably wait a while to see how it works, and if it’s sustainable over the long term. If some of the participants had just waited for a few months or a year, they would have seen that the company’s profit model was fraudulent and could have avoided being fleeced.
  • Complicated pay structures and mechanisms.If you don’t completely understand how and why you’re getting paid, then that could be a reason to pause and do some additional research. You should be clear on how the money gets to you and why you’re getting it.
  • Multiple concurrent activities that are not connected to the company’s mission. These are also known as “distractions”. Hosting dinners, raffling items, logging into a chatroom that requires constant involvement throughout the day, required training hours that don’t actually teach you anything related to the business, multiple unrelated “meetings” per week: all of these things add up to a company that wants you so distracted that you won’t notice that they’re failing to pay you on time . . . again.
  • Conflicting messages regarding pay, participation, etc.,. Once a company flip flops a number of times, you can bet that they’re simply readjusting as they realize that the time for the scam is running out.
  • Insistence upon involvement in activities that have nothing to do with the company’s mission and profit generation. If they want you, as an investor, to do anything other than put in money and read quarterly earning statements, then they are likely trying to distract you. If the company wants you participating in contests for no clear reason other than “community building” AND if the activities being promoted have nothing to do with the income generation of the company, you can better believe that this is part of the deception that makes investors more comfortable with sinking in additional funds.
  • Unclear connection between company activities and company mission and profit generation. Why would a company raffle off house plants, air fryers, and televisions daily, especially if the company doesn’t specialize in selling house plants, air fryers or televisions? Again, another distraction.
  • Structures that claim to be inspired by existing models but have very little actual connection. This is a common tactic that causes the investor to “fill in the blanks” when they should be more skeptical. LSSC claimed to be similar to companies like ride-sharing platforms (think Uber and Lyft), but the scooter operations were more akin to rental car agreements. The company also claimed to be focused on the “sharing economy”, but nothing in the scooter business requires that. This was part of getting the investors to associate the company with trusted models that had proven themselves, even though the company had not actually employed the model that they claimed was their “inspiration”.
  • Cryptocurrency as the sole means of conducting business. Please know that I’m not anti-crypto: I believe any platform or method of acknowledging currency is “valid”, so long as all participants are knowledgeable and agree to use the platform/method as intended. But the focus on recruiting individuals that are unfamiliar with crypto, then insisting that the individuals only operate within cryptocurrency platforms, is a red flag to me. It should be noted that the appeal of cryptocurrency lies in the fact that it exists outside of government regulations. So prosecuting people who have committed criminal acts on crypto platforms is challenging, and oftentimes impossible. Also, the relative anonymity that can be accomplished by using crypto platforms means that identifying culprits is almost always impossible.
  • Poorly constructed training sessions, and training that reads more like indoctrination than specialized education. When a business is newly formed, you can expect that some of the training and other information sessions may be a little disorganized, and trainers may not be able to answer every question that comes from the audience. However, after several years in business, there should be a streamlined, organized and fairly seamless training program in place, with trainers that are well-versed and poised. Also, your spidey senses should go off when training sessions focus heavily on indoctrinating participants as opposed to educating them. What’s the line between indoctrination and education? Even experts debate this, but generally speaking, any statements that push people towards ideologies without critical analysis would fall under the indoctrination umbrella. If you find yourself in a space that presents opinions as “logic”, uses an assortment of formal and informal fallacies to make arguments and utilize shaming and embarrassment tactics to encourage certain behavior, it’s likely that indoctrination – not education – is the goal. When you see poorly constructed training paired with indoctrination, what you’re likely experiencing is a scam.
  • Fanaticism is the main attraction, not the product or service. Going back to the point about indoctrination, one of the outcomes of being brought into a business that operates like a cult is that participants go from interested supporters to fanatics, allowing the business to take over their lives. One of the most peculiar things about the LSSC scam was how much time the business demanded of investors while still calling itself a source for “passive” income. There was nothing passive about the number of discussions, training and meetings that investors were required to attend each week. There was also nothing passive about the activities required by participants to maintain the payment levels that they achieved when they first invested. As a slight aside, it’s worth noting that requiring fanaticism from participants is one of the hallmarks of cults, and, in my opinion, so many things about the LSSC scam read as cult behavior.

Those are the main red flags I identified in the LSSC scam, but I can comfortably state that most scams use a number of the tactics that I mention. I hope that everyone involved with the LSSC scam is made whole, and I hope that anyone that’s questioning an investment opportunity does their research and makes sure that the opportunity is a legitimate one.

That’s all for today. I’ll talk to you all soon!

Stay Safe: The Story of a Scam, Part 1

In the financial world, the only guarantee that exists is that there is always a scam or scheme on the horizon, ready to take advantage of the ambitious but ill-informed masses. Recently, a large group of global investors and entrepreneurs fell victim to a scooter scam to the tune of millions of dollars.

If you have been keeping up with the world of frauds, scams and schemes, you may have heard of the Lightning Shared Scooter Company (L.S.S.C.) The Hong-Kong based company purported to set up scooters in densely populated cities, and investors could pay a flat fee to lease a set of scooters for 3 years. These leases were supposed to fund the initial scooter purchase and subsequent mechanical maintenance. Larger investments created the opportunity for more scooter leases, and more leases meant more money could be made by the investor. The company would maintain the scooters, and the investors made money by “turning on” the scooters every day of the work week (Monday through Friday). The claim was that investors would recover the initial investment within 30 working days (about 6 weeks). After that 6 week period, all subsequent income generated was profit.

This sounds simple enough, but the story quickly fell apart as the company revealed more about what they expected from investors. First of all, the company was compensating investors for “turning on” the scooters, but it didn’t seem logical that, in this age of automation, these devices would need to be manually powered on. The company alternated between claiming that investors didn’t need to bring in additional participants and claiming that the only way to make money was to add new “team” members as quickly as possible. Additionally, the training and investor meetings were extremely disorganized and repeated the same canned, surface-level information in slightly different ways. Investors were expected to attend YouTube “training” sessions that weren’t substantive, but simply a way to continue to spin the illogical compensation structure of the company and leverage the excitement of new investors that were ready to make “easy” money. These “trainings” offered fluffy, poorly constructed arguments in favor of the company, and were little more than a way for the YouTube trainers to quickly become part of the YT Partner program, offering a way to make money beyond LSSC’s scooter scheme.

Another peculiar point about the scam was the method for compensation. The company only paid through cryptocurrency on Coinbase, and they required a complex process for remitting investment funds to start. The company would have different short term investment opportunities for participants, where investors would remit $10,000 or more and, within 2 or 3 days, they could receive from 10% to 25% over their initial investment. LSSC went a step further, and also started making claims that the money received from the company was nontaxable due to the fact that the company was Hong-Kong based, offering awful and oversimplified tax guidance to excited but uneducated investors (at the point where I heard this, I KNEW, for sure, this was a scam and would cause financial ruin for the participants if it continued).

Further, the company’s rapid expansion was supposed to be part of a strategic plan to corner the North American market by “proving” public interest in scooter usage (all while scooters devices have been in use for many years here in the US). Relying on investors’ ignorance of how foreign companies enter new markets, the “logic” presented argued that the fact that investors’ participation would make a stronger claim for LSSC as it navigated the process of setting up US presence. The company attempted to bolster its appearance of legitimacy by offering business registration information and documents on live videos, telling investors (and I paraphrase here, but not much), “If we were crooks, would we register with regulatory agencies?” Personally, the registration documents provided by the company were among some of the flimsiest I’ve ever seen, and didn’t actually confirm the legitimacy of the company, but that should be no surprise, given the way things turned out.

In the end, the company came toppling down in late July 2025. In the weeks leading up to the collapse, the company amped up activity, promising to gift Teslas to some of the lucky investors, planning multiple grand openings of scooter stores in the US, and giving away the equivalents of thousands of dollars in household items to investors each day. After failing to pay investors timely, AND after failing to disperse rewards promised through games and competitions on the company’s BonChat platform (their exclusive communication channel structured similarly to WhatsApp), it became clear that LSSC was what it claimed to be. On the heels of FBI scrutiny, the company closed down and left many people with lightened wallets and shamed faces.

Further, some of the more public members of the organization – who were also investors who lost significant money – have become victims of harassment, despite the fact that they were not the masterminds behind the scheme. Several individuals have been forced to keep a low profile in light of the scandal. It has been rumored that the different higher level individuals that interacted with investors were actually AI generated entities, making it nearly impossible to pinpoint the actual parties responsible for the scam.

In any case, I have a lot of sympathy for the victims, and there were plenty of them: the entry point for investors was fairly low (less that $1000 USD when the company shuttered its doors), making it accessible. And, because the company initially kept its promises to investors, the early investors (some of whom came into the structure when the fees were less than $500 USD) were encouraged and inspired to bring in as many family members and friends as they could. I have several family members who fell victim to the scheme, however, they personally incurred the loss for the individuals that they brought into the company (they made the investment on behalf of the people they brought in, only to be repaid when the participants were beyond the 30 day investment recoup period).

There were many red flags with the scheme, and I will explore ALL of them in my next post. So stay tuned for Part 2 of The Story of a Scam. I’ll talk to you all soon!

Winning the IRS Employment Game: A Strategic Guide

I recently shared a post regarding the Internal Revenue Service’s “hiring” push that is unlikely to result in any material impact on agency goals and objectives. However, at the end of the post, I mentioned how there would be some terminated or laid-off IRS employees that may be considering returning to the Service for the upcoming filing season, and how these employees could maximize the opportunity regardless of how indeterminate their employment time may be. Here are my recommendations for getting maximum benefit as a re-hired IRS employee:

  • Prior to returning to the office, schedule any doctor and specialist appointments so that your reinstated federal health insurance can cover those visits. For instance, if I was a former IRS employee that intends to be rehired before the filing season begins, I’d start scheduling doctor appointments for February and March 2026. I’d be sure to focus on those specialists that have a 6-9 months wait list, as well as any doctors that I have been unable to visit while I’ve been unemployed. I’d put those appointments on President’s Day if possible (this is a federal holiday that is open for many businesses, including a good number of medical offices). If, for some reason, I am not hired or my insurance is not reinstated within a few days of the appointment, I’d call and reschedule. I’ve lost nothing, and the medical office still has time to offer that space to another patient.
  • Leverage your lunch time and after work hours to complete free Skillsoft training to qualify you for a different job. Since it’s been more than a decade since I worked for IRS, I’m unsure how much access employees have within Skillsoft. However, if you are a rehired employee, confirm the Skillsoft access information in your employee handbook or through intranet pages. See if there is an option to download the Skillsoft app to your personal device, where you can use your agency log-in information to complete training when you’re off the clock. If so, explore the training paths that are most beneficial to your goals and use this re-employment period to complete the training. As you complete courses, make sure you retain copies of your completion records, lest they become unavailable to you in the future. Some programs I’d recommend are the project management and business analysis tracks (successfully completing Skillsoft training in either area is accepted by the Project Management Institute and the International Institute of Business Analysis). However, if you’d like to know of additional Skillsoft training that I recommend, let me know, and I’ll do another post.
  • Research the tuition reimbursement and student loan repayment options available to you. It’s uncertain whether these programs are going to be available when rehired employees return, but if I came back to the agency, this would be one of the first things I’d confirm. Generally, you must have at least one year of employment to qualify, but you’ll have to confirm whether there are additional criteria, such as whether the year of employment must be 12 consecutive months, if you must be a permanent employment (as opposed to seasonal) to qualify, if the benefits are available only to certain job series (positions), etc.,.
  • This is a perfect opportunity to utilize Employee Assistance Program (EAP) resources. Whatever you need that is available through EAP, go ahead and use it. I cannot remember the full extent of the resources available through IRS’s EAP, but these programs usually offer counseling and therapy services, financial and legal advice for personal purposes, and expedited referrals to various specialists. It’s a complimentary service so get as much as you can while you’re there.
  • Prioritize completing internal required and supplemental training and save documentation of it. Outside of Skillsoft, IRS used to maintain its own training materials. I advise you to take advantage of these training programs if still available and, should you find yourself laid off again, you’ll be able to prove that you’ve completed tax-relevant and other specialized training programs. These can be great if you enjoy working in finance or tax, and want to distinguish yourself from other applicants for other positions.
  • If at all possible, invest heavily in your Thrift Savings Program account. Socking away some retirement funds is always a good idea, and the effect of compound interest can work to your advantage. The sooner you put funds in, the longer you can benefit from the time advantage. So if you can put in a little (or a lot!), do it. Your future financial security will thank you for whatever you do now.

If you can think of additional strategies for rehired IRS employees, please leave those suggestions in the comments, so that others can benefit. Also, if there are any points that need correction, please let me know and I’ll be sure to update. Let’s help each other to make the best of this situation!

Entering My Opulent Era

This is slightly related to the subject of this blog so I figured I’d share.

Today is my birthday. I’m writing this ahead of time, since I’ll be overseas and practicing what I preach.

I’ve mentioned before how I’ve grown weary of the practical (boring) advice that is often offered by financial gurus. I am DONE with promoting austerity as the path to wealth, and I will no longer deny myself pleasure that adds depth and color to my existence. I believe it is possible to live luxuriously while also being wise with money. In fact, I’d argue that (for me) the only reason to be responsible with money is to enjoy the luxuries that money can buy. I may forgo ordering takeout to save up for a pair of Ralph and Russo shoes, or I may decide to stay home and read a book instead of blowing my quarterly massage budget on a night out with friends. Whatever the case is, I may opt for the responsible, “boring” choice, but only if it puts me in line for the luxury I really desire.

I have no interest in denying myself every pleasure, just so I can see a certain amount in my bank account. Yes, I believe in saving for rainy days and old age, but I also believe in leaving room for fun NOW! I don’t want a life where I’m not having fun: I want a life that is juicy, exquisite, and delightful from beginning to the very end. That is why I’m declaring this my Opulent Era. I require opulence in everything I do: my meals, my home, my hobbies, my travel, everything. If opulence means sacrificing the less interesting things, I’m happy to do it. I’m no longer interested in living a dull life JUST so I can have more money in an account. I want to LIVE (still responsibly, but not miserly!)

I’m committing to incorporating more opulence into my daily life. If that interests you, then stay tuned, because I’ll be sharing more of those opulent experiences here. I look forward to taking you all on this opulent adventure with me!

Timing Is Power: Cyclical Planning in Business and Life

In nature, everything moves in cycles—seasons change, tides rise and fall, plants grow and rest. Yet somehow, we’ve created a culture that expects perpetual growth, consistent output, and linear progress regardless of our human capacity for sustainable performance.

This disconnect between natural rhythms and life expectations is a primary driver of burnout, especially for women navigating fluctuating energy, hormonal cycles, chronic conditions, or neurodivergent patterns. These women are often unable to reach certain goals because those goals are based on the concept of predictable, consistent energy levels, which is unrealistic for many.

What if there’s a better way? We already know that it’s possible to earn without exhausting ourselves, and we’ve even explored strategies for going from ideation to income generating stream. Another path to sustainable success that isn’t discussed enough is aligning with your natural cycles.

The High Cost of Ignoring Your Natural Rhythms

Most business planning assumes:

  • Energy is consistent
  • Output should be linear
  • Success = constant growth

These assumptions might work for those with highly stable energy or abundant support systems (and if you need help creating those systems, then I can help with that). But for many women—especially those navigating health challenges or multiple responsibilities—these expectations create a perpetual gap between what’s expected and what’s possible.

The result? Chronic guilt, overextending during high-energy periods, pushing through low-energy periods, and a nagging sense that you’re somehow failing because your capacity naturally varies.

When we disregard our cyclical nature, several harmful patterns emerge:

Boom-Bust Energy Cycles: Periods of intense productivity followed by complete collapse, creating a perpetual recovery-overdrive loop that prevents sustainable momentum.

Diminishing Returns: Work produced during low-energy periods often requires redoing, ultimately creating more work than if you had rested.

Compromised Decision-Making: Important business decisions made during depleted states lack the clarity and foresight available during high-capacity periods.

Health Consequences: Chronically overriding natural cycles can trigger or exacerbate health conditions, creating a downward spiral of diminishing capacity.

The Benefits of Cyclical Planning

Capacity planning isn’t just about self-care—it’s a strategic business advantage. By designing your work rhythms around your natural capacity patterns, you:

Maximize High-Energy Periods: When you honor your natural high-energy times for key activities, you accomplish more with less effort.

Improve Creative Quality: Creating during aligned phases produces higher-quality work that requires less revision.

Enhance Decision-Making: Making key decisions during your naturally clear-minded periods leads to better strategic choices.

Build Sustainable Momentum: Rather than the boom-bust cycle, you create steady progress through strategic alternation between action and renewal.

Increase Revenue Potential: Aligned capacity planning allows for more predictable income generation that doesn’t deplete your resources.

The 4 Cycles to Track

Understanding and tracking your natural patterns is the foundation of effective capacity planning. While everyone experiences universal patterns, your unique combination creates your personal capacity fingerprint. By observing how you experience each of these cycles, you can determine your own unique balance of cycles.

Here are the four primary cycles to track:

1. Hormonal/Menstrual Cycle (if applicable)

If you are menstruating, the hormonal cycle creates distinct energy patterns that significantly impact work capacity and creative flow. Learning to track my menstrual cycle has helped me majorly optimize my business and overall lifestyle. It has been the biggest game changer for me! Here are the phases of the cycle, and what you can expect at each point.

Menstrual Phase (Days 1-5):

  • Energy Pattern: Typically lowest energy of the cycle
  • Cognitive Strengths: Intuition, evaluation, big-picture thinking
  • Business Activities Aligned: Review and assessment, visioning, minimal client work
  • Business Activities to Avoid: High-intensity sales calls, major launches

Follicular Phase (Days 6-13):

  • Energy Pattern: Gradually building from low to high
  • Cognitive Strengths: Increasing creativity, openness to new ideas
  • Business Activities Aligned: Strategic planning, brainstorming, learning

Ovulatory Phase (Days 14-17):

  • Energy Pattern: Usually peak energy and confidence
  • Cognitive Strengths: Communication, connection, persuasion
  • Business Activities Aligned: Presentations, networking, sales conversations

Luteal Phase (Days 18-28):

  • Energy Pattern: Gradually declining from high to low
  • Cognitive Strengths: Detail orientation, critical thinking, refinement
  • Business Activities Aligned: Editing, systems optimization, completion

Even those who don’t menstruate experience approximately monthly fluctuations influenced by hormones, lunar cycles, or other biological rhythms. If you’d like me to discuss these cycles in a future post, let me know!

2. Circadian Rhythm (Daily Cycle)

Your 24-hour energy pattern influences optimal timing for different types of work within each day. Here are some of the common chronotypes (different circadian rhythm profiles):

Common Chronotypes:

Early Bird/Lion:

  • Peak Energy: Morning (6am-12pm)
  • Secondary Peak: Early evening (4-6pm)
  • Best For: Schedule demanding cognitive work before noon

Middle of the Road/Bear:

  • Peak Energy: Mid-morning to early afternoon (9am-2pm)
  • Secondary Peak: Early evening (6-8pm)
  • Best For: Core work mid-morning, creative work evening

Night Owl/Wolf:

  • Peak Energy: Late afternoon and evening (4-10pm)
  • Secondary Peak: Late morning (10am-12pm)
  • Best For: Creative work evenings, meetings late morning

Dolphin (Irregular Sleeper):

  • Peak Energy: Inconsistent, often mid-morning and late evening
  • Best For: Leverage unpredictable energy bursts for focused work

As a lifelong night owl/wolf, I always do my best work in the evening, and it’s no accident that I don’t start work before 10 AM. I generally try to rest during the times when I’m not as naturally productive: that way, I don’t have to redo tasks that I completed when I wasn’t at my peak.

3. Weekly Patterns

Most people experience consistent weekly energy fluctuations influenced by social structures and psychological momentum. This is, of course, influenced by menstrual, hormonal, and circadian cycles as well, but, assuming that you can have a consistent intensity of tasks each day during the week, you may notice additional patterns. Here are some common weekly patterns that may resonate with you:

Common Weekly Patterns:

Strong Start/Fade:

  • Peak Days: Monday-Wednesday
  • Challenging Days: Thursday-Friday
  • Best For: Schedule important meetings early week, lighter tasks later week

Mid-Week Peak:

  • Peak Days: Tuesday-Thursday
  • Challenging Days: Monday and Friday
  • Best For: Use Monday for planning, mid-week for execution

Strong Finish:

  • Peak Days: Wednesday-Friday
  • Challenging Days: Monday-Tuesday
  • Best For: Easier tasks early week, building to complex work later week

In my case, mid-week peak most closely mirrors my natural rhythms. I prefer a very easy start and finish to the week, while my Tuesday – Thursday can be more intense.

4. Seasonal/Annual Cycles

Larger seasonal patterns influence energy, mood, and capacity on a quarterly basis. This is the reason why I recommend Seasonal Resets (you can still see my Summer Seasonal Reset over on my Facebook page). These allow you to regroup quarterly, so you can align your business and personal activities with the predominant energy of the season.

Seasonal Considerations:

Winter (or Low Season):

  • Energy Pattern: Often lowest sustained energy
  • Business Focus Aligned: Planning, foundation-setting, deeper projects
  • Business Activities to Avoid: Major launches, high-visibility campaigns

Spring (or Building Season):

  • Energy Pattern: Gradually increasing energy
  • Business Focus Aligned: Learning, developing new offerings, growth patterns
  • Business Activities to Avoid: Immediate results expectations, rigid schedules

Summer (or Peak Season):

  • Energy Pattern: Typically highest sustained energy
  • Business Focus Aligned: Launch, visibility, expansion, connection
  • Business Activities to Avoid: Deep introspective work, complete overhauls

Fall (or Harvest Season):

  • Energy Pattern: Gradually decreasing energy
  • Business Focus Aligned: Completion, refinement, systematization, evaluation
  • Business Activities to Avoid: Brand new initiatives, scattered focus

Your Monthly Energy Map

Creating a visual representation of your energy patterns provides powerful clarity for planning aligned business activities. Start by tracking daily:

  • Energy Level (1-10): Your overall capacity for the day
  • Energy Type: Creative, Focused, Social, Administrative, or Rest
  • Influencing Factors: Hormonal phase, sleep quality, events, etc.
  • Aligned Activities: What works best with today’s energy
  • Activities to Avoid: What would likely create strain today

After tracking for at least one complete cycle (1-3 months), look for patterns:

  • When do your highest energy days typically occur?
  • When do your lowest energy days typically occur?
  • Which energy types appear most and least frequently?
  • How quickly do you transition between different states?

This awareness becomes the foundation for strategic planning. If you’d like a template for tracking your energy, please click here.

Creating a Flexible Capacity Plan

Cyclical and capacity planning isn’t about forcing consistency—it’s about designing flexibility. The goal is to create a framework that accommodates your natural fluctuations while still providing enough structure to build sustainable momentum.

Understanding Your Capacity

Learn to view your different energy levels as capacity modes. If you can put a number on your energy level, then you can quickly identify the activities, communication style, and rest approach that will suit you best.

Energy level 8 – 10 can be considered full capacity mode. This is a great time to work on growth, expansion, innovation and connection. It’s perfect for any communication that is responsible, generative and expansive, and fantastic for launches, content creation and new client outreach. When it comes to rest in this mode, brief but regular renewals are usually sufficient for sustaining momentum.

Energy levels between 5 and 7 are standard capacity mode. This is an ideal period for maintenance, refinement, and working steadily on an ongoing project. This is when you can plan to release deliverables, optimize systems, and implement strategies that are smaller scale but still impactful. Your communication should be structured, focused and have clear boundaries, so that you can use your energy wisely. You’ll need more extensive rest than when in full capacity mode.

For the chronic pain crew, energy level 3 – 4 is probably familiar territory. This is the limited capacity mode, which is suitable for essential maintenance (the things that absolutely must be done), passive income activities (so long as they require little energy), and minimal operations. Anything automated, with templates, or delegated to others should be leveraged. You should also keep communication minimal and structured, and focus on clearly communicating expectations (you have less energy to go back and clarify). Finally, prioritize rest, and work in short, gentle session.

Finally, when the exhaustion is at it’s peak (energy level 1 – 2), you’ve entered restoration mode. This is the phase where you only do business through previously created, well-operating systems. Client care should be primarily through automated support, and communication should consist of activating out-of-office protocols. Take as much time as you need to rest: you can’t produce from this level of exhaustion.

The power of this framework lies in its flexibility and legitimization of all modes. None is “failing” or “less than”—each is a strategic response to your current capacity that keeps your business functioning while honoring your humanity.

The Cyclical Approach: A Better Way to Do Things

Ready to begin aligning with your natural cycles? Try one of these activities over the next 7 days:

  1. Track Twice Daily: Record energy and mood AM + PM for 7 days
  2. Cyclic Meal Prep: Sync your meals with energy levels (e.g., quick meals during dips)
  3. Create Your Capacity Template: Map out a recurring weekly or monthly rhythm
  4. Plan a Rest Ritual: Commit to one deep-rest activity 2x this week
  5. Energy Audit: Review your current tasks—are they cycle-aligned?

After completing your chosen activity, reflect: What pattern emerged that you didn’t expect? How can this data change how you schedule work or offers? What support do you need to live and earn more cyclically?

Your Cyclical Advantage

When you align your business activities with your natural capacity patterns, you gain several powerful benefits, like enhanced creativity, improved decision quality, sustainable momentum, and more authentic marketing and connection. This approach might seem radical in a culture that glorifies consistency above all else. But what could be more practical than working with—rather than against—your body’s natural design?

Your fluctuations aren’t flaws to overcome—they’re natural rhythms to leverage. By making timing your superpower, you’re creating a lifestyle that works with your body’s wisdom rather than against it—a truly revolutionary approach to sustainable success.


Know Yourself, Grow Your Wealth: Personality as Your Secret Weapon

In the world of financial advice, we’re bombarded with one-size-fits-all strategies: wake up at 5 AM, use this productivity system, invest here, cut these things out. But what if the secret to sustainable success isn’t forcing yourself into someone else’s mold but deeply understanding and leveraging your unique psychological design?

This approach – using personality frameworks as the foundation for business strategy – can transform how you create, market, and deliver your offerings. Instead of fighting against your natural tendencies, you can build a business that works with your innate patterns.

Why Traditional Business Advice Fails So Many Women

Most business strategies assume we all process information, make decisions, and engage with the world in roughly the same way. This assumption creates a painful gap between expectations and reality, particularly for women juggling multiple roles or navigating health challenges.

When we try to force ourselves into business models that contradict our natural cognitive and emotional patterns, we experience:

  • Energy depletion from constantly overriding our instincts
  • Decision fatigue from operating against our natural thinking style
  • Motivation dips when we can’t connect with our core drives
  • Authenticity struggles that customers subtly sense and distrust
  • Self-doubt when we can’t maintain prescribed business approaches

But what if your personality isn’t an obstacle to overcome but your greatest business asset?

The Power of Personality-Aligned Business

By understanding your cognitive style (Myers-Briggs) and motivational core (Enneagram), you can design a business that naturally leverages your strengths while supporting your growth edges. These are two of the assessments that I recommend when working with clients to create an Archetype Analysis and Alignment. These are a great starting point for creating a personality-aligned business. The Myers-Briggs and Enneagram assessments create a foundation for sustainable success without the exhaustion of constant adaptation.

Let’s explore how these two complementary frameworks illuminate different aspects of your business temperament:

Myers-Briggs: Your Cognitive Blueprint

The Myers-Briggs Type Indicator (MBTI) reveals how you naturally perceive information and make decisions – crucial processes in any business. Understanding your type illuminates which business activities will energize you, which will deplete you, and how to structure your workday for optimal energy management.

How MBTI Dimensions Impact Your Business Approach:

Extraversion (E) vs. Introversion (I): This dimension reflects where you primarily derive your energy—from the external world of people and activities (Extraversion) or from your internal world of ideas and reflections (Introversion).

  • Extraverted entrepreneurs may thrive with collaborative models, visible leadership, and interactive service delivery
  • Introverted entrepreneurs often excel with behind-the-scenes expertise, one-to-one client work, or systems that minimize constant social demands

Sensing (S) vs. Intuition (N): This dimension describes how you naturally gather and process information—through concrete, tangible details (Sensing) or through patterns, possibilities, and conceptual connections (Intuition).

  • Sensing business owners typically prefer concrete, practical offerings with clear deliverables and tangible results
  • Intuitive business owners may gravitate toward innovation, conceptual frameworks, and transformational outcomes

Thinking (T) vs. Feeling (F): This dimension reflects your decision-making approach—through objective analysis and logical principles (Thinking) or through consideration of personal and communal values (Feeling).

  • Thinking-oriented businesses often emphasize objective quality, logical systems, and clear principles
  • Feeling-oriented businesses frequently focus on client relationships, personalized experiences, and value-aligned impact

Judging (J) vs. Perceiving (P): This dimension indicates your preference for structure and closure (Judging) versus flexibility and openness (Perceiving) in how you organize your external world.

  • Judging entrepreneurs tend to create structured business models with clear processes and predictable delivery
  • Perceiving entrepreneurs often develop adaptable, responsive business approaches that shift with emerging opportunities

Enneagram: Your Motivational Core

While MBTI illuminates how your mind works, the Enneagram reveals why you do what you do—the core motivations and fears that drive your behavior, especially during times of stress or security. This framework provides invaluable insight into what truly drives you in business and where you might sabotage your own success.

How Your Enneagram Type Influences Your Business:

Type 1: The Perfectionist/Reformer

  • Business Strengths: Strong ethical foundations, attention to quality, systematic improvement
  • Rest Challenges: Perfectionism, difficulty delegating, constant self-criticism
  • Aligned Business Model: Standards-based offerings with clear quality markers and improvement metrics

Type 2: The Helper/Giver

  • Business Strengths: Intuitive understanding of client needs, relationship cultivation, supportive approach
  • Rest Challenges: Overextending, difficulty charging appropriately, putting others’ needs first
  • Aligned Business Model: Relational offerings with clear boundaries and value-based pricing

Type 3: The Achiever/Performer

  • Business Strengths: Efficiency, results orientation, strong branding, adaptability to market
  • Rest Challenges: Workaholism, identity fusion with business success, image management
  • Aligned Business Model: Achievement-focused offerings with clear outcomes and recognition components

Type 4: The Individualist/Romantic

  • Business Strengths: Unique vision, emotional depth, authentic expression, creative approaches
  • Rest Challenges: Mood-dependent productivity, comparison, waiting for inspiration
  • Aligned Business Model: Distinctive, meaning-focused offerings with creative components and personal expression

Type 5: The Investigator/Observer

  • Business Strengths: Deep expertise, innovative solutions, well-researched approaches
  • Rest Challenges: Overpreparation, difficulty with visibility, energy protection to the point of isolation
  • Aligned Business Model: Knowledge-based offerings that leverage expertise while protecting energy

Type 6: The Loyalist/Questioner

  • Business Strengths: Thoroughness, contingency planning, community building, problem anticipation
  • Rest Challenges: Anxiety-driven overwork, overanalysis, worst-case scenario focus
  • Aligned Business Model: Security-enhancing offerings with transparent processes and community components

Type 7: The Enthusiast/Epicure

  • Business Strengths: Creative ideation, enthusiasm, multi-faceted offerings, marketing flair
  • Rest Challenges: Starting without finishing, scattered focus, difficulty with routine maintenance
  • Aligned Business Model: Variety-incorporating offerings with novelty elements and freedom-enhancing components

Type 8: The Challenger/Protector

  • Business Strengths: Bold vision, decisive leadership, barrier breaking, straight-forward approach
  • Rest Challenges: Pushing beyond capacity, resistance to vulnerability, difficulty asking for help
  • Aligned Business Model: Impact-focused offerings with clear authority positioning and protection elements

Type 9: The Peacemaker/Mediator

  • Business Strengths: Inclusive approach, conflict resolution, seeing all perspectives, creating harmony
  • Rest Challenges: Self-forgetting, indecision, merging with others’ priorities, numbing out
  • Aligned Business Model: Integration-focused offerings with consensus-building elements and gentle guidance

Your Unique Combination: The Key to Aligned Success

When you integrate insights from both MBTI and Enneagram, you develop a comprehensive understanding of your business temperament—how your mind works and what motivates your heart. This unique combination creates your personal “energy blueprint.”

For example:

INFJ + Type 4:

  • Natural Strengths: Deep insight into others’ emotions and needs; ability to create meaningful transformational experiences
  • Rest Needs: Regular alone time for processing; protection from emotional overwhelm; creative expression without pressure
  • Business Alignment: One-to-one transformational work; content creation with depth and meaning; behind-the-scenes expertise

ENTJ + Type 8:

  • Natural Strengths: Strategic vision; decisive leadership; ability to create efficient systems
  • Rest Needs: Physical activity to release intensity; safe spaces for vulnerability; protected time free from control
  • Business Alignment: High-level strategy; leadership programs; bold initiatives with measurable impact

INTP + Type 5:

  • This is my MBIT & Enneagram!
  • Natural Strengths: Leveraging deep expertise to create knowledge-based offerings, innovative solutions, well-researched approaches
  • Rest Needs: Regular alone time, manageable levels of visibility and low-pressure expression
  • Business Alignment: One-to-one transformational work; content creation with depth and meaning; innovate adaptive and responsive business approaches

Transforming Business Through Self-Knowledge

Understanding your personality-based patterns allows you to:

  1. Design offerings that leverage your natural gifts rather than depleting your energy
  2. Structure your schedule around your inherent energy flow rather than fighting against it
  3. Market authentically by communicating in ways that reflect your natural style
  4. Set appropriate prices that honor your unique value contribution
  5. Create systems that support rather than override your patterns
  6. Establish boundaries that protect your specific energy vulnerabilities
  7. Identify ideal clients who appreciate your authentic approach

The Integration Challenge

Understanding these frameworks intellectually isn’t enough—integration requires intentional practice. Try one – or all! – of these approaches to begin aligning your business with your personality:

To start, one of these practices to implement for one week:

  1. One Task, One Type: Align your most important daily task with your MBTI cognitive strength.
  2. Type-Led Wind-Down: Create a nighttime routine based on your Enneagram rest need.
  3. No-Type Bypassing: Avoid behaviors that bypass your true needs (e.g., a Type 2 people-pleasing out of guilt).
  4. Energy Audit: Track when you felt most aligned vs. misaligned with your natural flow.
  5. Design Your Ideal Workday: Based on MBTI + Enneagram, sketch your ideal rhythm.

After the week, reflect: How did honoring your type(s) shift your energy or outcomes? What felt most liberating about working with, rather than against, your natural patterns?

Liberation Through Self-Knowledge

Understanding your unique personality patterns isn’t about limiting yourself—it’s about liberating yourself from the exhaustion of constant adaptation. It’s about recognizing that your success path looks different from someone with a different type—and that’s not just okay, it’s essential for your sustainable success.

Your personality patterns aren’t flaws to overcome but natural expressions of your unique design. When you build a business that honors these patterns rather than fighting against them, you create from a place of authentic power rather than exhausting compensation.

If you need more assistance with integrating your MBTI and your Enneagram, I can help you with that. What would become possible in your business if you fully embraced your unique psychological design?

Why Your Business is a Temple: The Sacred Systems that Scale Elegantly

The deeper truth of what you’re building

Most people think of their business as a machine: something to be optimized, automated, squeezed for efficiency and profit margins. They don’t think of their business as anything outside of a mechanism to accomplish a financial goal.

In the Sanctum, we see it differently.

Your business is a temple. It’s where your deepest gifts meet the world. It’s also where your ancestors’ sacrifices find new form. Their tears, their strides, their efforts – all of these energetic investments culminate into something new and powerful in your temple.

Your business is where your future lineage will one day trace their security and opportunity back to: all of the choices you’re making right now are part of your dazzling origin story.

This is why your systems — the structures that hold your offers, your money, your client relationships — must be more than transactional.

They must be sacred.

The Power of Spiritual & Strategic Infrastructure

True wealth isn’t just about how much money flows through your accounts. Money is just an indicator – a mirror – of previous decisions. However, true wealth is about how your business holds that money, circulates it, protects it, and grows it — without fracturing your nervous system in the process.

Here’s how we approach it in the Aureum Sanctum:

Systems that free time

Your time is your most precious non-renewable resource.

A sacred business honors it by building systems that operate gracefully even when you step away.

Seamless onboarding flows? These ensure that each new client feels cherished and initiated, without you scrambling behind the scenes. Automated payment structures? These trigger beautiful confirmations, not clunky invoices. Evergreen offers or passive products? These allow you to make money while you rest, travel, or simply luxuriate in your life.

Your business doesn’t require micromanagement. Trust the systems that you put in place.

Systems that regulate wealth

The goal is wealth without structure leaks.

Just like water that seeps through cracked jars, or the harvest that rots in the field, a business without proper storage in place will have spoilage and spillage.

Sacred financial systems are like consecrated vessels: Trusts that hold assets beyond your lifetime. Thoughtful tax architectures that transform liabilities into legacies. Elegant dashboards that show you your numbers at a glance, so you steward them with calm clarity.

When your money knows exactly where to go, it multiplies with grace — not chaos.

Systems that honor your nervous system

What good is scaling if your body is in a perpetual state of contraction?

Systems that support your calm can look like:

Calendars that include Sabbath days and silk afternoons — not just back-to-back calls. Automated reminders that replace mental clutter. Ritualized CEO days where you review metrics over tea and candles, so your wealth is tracked in a way that soothes your soul, not spikes your cortisol.

The right systems don’t just make you efficient: they make you feel profoundly safe.

Your temple deserves more than duct tape

Too many entrepreneurs slap together duct-tape solutions and wonder why their empire feels shaky. Temporary solutions rarely generate permanent positive results.

Your business deserves the same reverence you’d give to constructing a cathedral:

Solid foundations, intricate artistry, and space for spirit to move through.

So yes, let’s build the automations and hire the right team.

Let’s set up smart tax entities and invest in beauty-infused client portals.

Let’s do it not just for profit, but as an act of profound devotion to your future — and everyone who will walk these halls after you.

Create Your Business Temple

If you’re ready to treat your business as a temple that blesses you as much as it blesses the world — consider having a conversation with me. My door is open, and I’m excited to serve you as you create the business of your wildest dreams.

Scaling should feel sacred. Your business should feel like a beautiful sanctuary. Your nervous system deserves to thrive right alongside your bank accounts. Let’s build your beautiful vision – together.

Luxury as Legacy: Reframing Wealth Beyond Status Symbols

 Redefining what luxury truly means

Luxury has become one of those diluted words — tossed casually over images of handbags, yachts, and champagne flutes.

It’s mostly showing up as a marketing tactic, or a status chase.

And while there’s nothing wrong with savoring fine objects (the Aureum Sanctum itself revels in silk and satin, rich mahogany wood, delicate ceramics and bespoke fragrances), true luxury isn’t just about outward symbols.

True luxury is about spaciousness, sovereignty, and the security of knowing your lineage is protected long after you’re gone.

It’s the soft exhale that comes when your life is structured beautifully enough to allow you to slow down, because hustling isn’t luxurious.

It’s the profound calm in your nervous system when you know your family will be cared for — whether through trusts, investments, or an elegantly designed business that endures.

Luxury as Spaciousness

Imagine waking up on a Tuesday and deciding to wander around a sun-dappled museum instead of checking Slack.

Imagine writing poetry at 2 PM because your automated wealth systems hum in the background.

Luxury is the spaciousness to honor your natural rhythms.

To create, rest, and simply be.

In the Sanctum, we see time freedom as the ultimate opulence.

Because what’s the point of more money if your days still belong to someone else?

Luxury as Sovereignty

Most people conflate luxury with lavish consumption.

But for the feminine CEO, luxury is about self-directed power — the capacity to make decisions without fear or dependence.

It’s having the clarity to say yes or no to opportunities from a place of full agency.

It’s setting prices, scaling systems, and structuring taxes proactively — because you understand the intricate laws and patterns that uphold your wealth.

When your finances are architected with elegance, your business becomes an extension of your sovereignty.

It’s a modern throne, designed to honor your intuition, your body, and your genius.

Luxury as Legacy

Perhaps the most overlooked facet of luxury is this:

Luxury is ensuring your family’s security doesn’t end with your lifetime.

It’s not just the trust fund or the insurance policy (though those matter).

It’s the intentional shaping of your story so it becomes the fertile soil your descendants grow from.

It’s the legal structures that protect your heirs from avoidable tax erosion.

It’s the investments that yield fruit decades from now.

It’s the intellectual property — the books, the frameworks, the brand — that your children or protégés inherit.

Luxury is not ephemeral when approached this way.

It becomes a quiet empire that lives on in every opportunity your lineage experiences because of what you built.

The New Model of Luxury

So no, we don’t dismiss the aesthetic pleasures.

Silk robes, heirloom-quality jewelry, and private dinners in candlelit courtyards are delicious expressions of wealth.

But in the Sanctum, we frame them as byproducts — not the root.

The root is spaciousness, sovereignty, and legacy.

Because luxury isn’t ultimately about showing the world how much you have.

It’s about constructing a life (and a financial ecosystem) so artful and secure that your soul feels deeply nourished — and your lineage is quietly, powerfully blessed.

Are You Ready to Embrace Luxury?

If you’re ready to explore luxury not as hollow flex, but as a devotion to your own spaciousness and your family’s future, my door is open.

Because when wealth is approached as ritual, every decision becomes an act of love — for yourself, for those who came before, and for everyone who will come after

From Idea to Launch – 4 Weeks To Low Energy Income Success

In my previous post, I discussed the quiet revolution happening amongst women entrepreneurs. These brilliant women are embracing a new way to deliver value and create income. By focusing on low-energy income streams, you can rest more while still working toward – and meeting! – income goals.

As previously explained, there are four basic income categories (active, leverage, passive and portfolio) and four types of low-energy income options (digital assets & products; affiliate & recommendation income; membership & community models; and automated or AI assisted services). But, instead of just listing out the options, let’s explore a framework for taking us from Idea to Launch, all in four weeks. The best part of this is that you DO NOT have to stick to a four week time frame: complete the tasks as you have the energy to do so. What good is a low-energy income stream that’s exhausting to set up? If you can do it in four weeks, great! But if not, be gentle with yourself and do what you can: any progress is better than staying still.

Implementation: The 4-Week Action Plan

Transforming these concepts into actual income requires intentional action. Here’s a simple four-week implementation plan:

Week 1 – Brainstorm + Belief Reset

  • Journal your current money-making beliefs. Unpack those limiting beliefs that keep you from feeling that it’s possible to generate the income you desire without exhausting yourself.
  • Review the 4 income categories. Understand what it takes to implement and maintain each one. Carefully weigh the pros and cons of each category.
  • Pick one idea per category that resonates with you. Focus on one at a time, to avoid burnout. If, later on, you find that a particular idea no longer resonates, you can always drop it and try another.

Week 2 – Design One Offer

  • Choose the income path that feels lightest. Whatever you select, make sure that it doesn’t feel exhausting before you start: that feeling rarely changes once you’ve begun the work. I’d even encourage you to pick the path that sounds “too easy”: that’s probably the perfect one to start with.
  • Outline your offer using the L.E.S.S. framework. Remember to ask yourself, Can it serve multiple people at once or be reused? Does it feel simple to deliver or maintain? Can you still earn from it while you’re resting? Can it grow without draining more of your time or too much of your energy?
  • Determine pricing and delivery method. Research similar offers and determine what the popular delivery method and going rate is or, if you’re feeling particularly aligned, choose the number and delivery method based on instinct (you can always adjust later).

Week 3 – Set Up the System

  • Create or collect the assets. This is usually the most fun: create whatever you’re desiring to bring into the world. Refine it until you’re pleased with the result.
  • Automate delivery. Consider using platforms like Gumroad, Podia, or ConvertKit or any others that interest you. I’m not endorsing any particular platform: they all have pros and cons. Do a little research, ask in entrepreneur Facebook groups, and try out different platforms until you find a good fit.
  • Draft simple promotional materials. These can be made easily using free AI tools, like ChatGPT and Claude.

Week 4 – Soft Launch

  • Share with a small group or on social media. This is your time to tell everyone what you’ve created. And if you’re hesitant to share it, ask yourself, did you give your creation your best effort? If so, then you should be proud to tell people about it.
  • Track what feels easy vs. draining. This is a crucial step for determining ways to make the income stream as easy as possible.
  • Reflect and revise as needed. These revisions should make the stream more efficient and less energy consuming.

The Integration Challenge

Ready to ease into low-energy income creation? Try one of these 7-day challenges:

  1. One Idea Per Day: Jot down a single income idea daily, no editing.
  2. Tech Trial: Test out an automation platform like Gumroad or ConvertKit.
  3. Ask & Align: Poll your audience or friends—what do they want from you?
  4. 90-Minute Build: Block off 1.5 hours to create a digital product MVP.
  5. Affiliate Setup: Register for one affiliate program and create your first link.

These challenges are designed to help you quickly find an income stream that is enjoyable and low-energy. After completing your chosen challenge, reflect: What surprised you about the process? What felt most joyful or light? What will you keep building on next month?

A Revolutionary Approach to Wealth

Low-energy income streams aren’t about eliminating effort entirely—they’re about strategic effort that creates ongoing returns without requiring constant energy expenditure. These approaches allow you to create value once and receive income multiple times, often while resting, healing, or focusing elsewhere.

This approach might seem radical in a culture that glorifies constant hustle. But what could be more practical than designing income that works with—rather than against—your body’s needs and natural rhythms?

The path to earning without exhaustion isn’t about forcing yourself to become someone else—it’s about becoming more fully yourself and allowing success to flow from that authentic expression.

What would become possible in your life if your income didn’t depend on your daily energy?

I’d love to hear your thoughts below: are you currently leveraging a low-energy income stream? Are you curious about a particular income category? Let me know!